When the Walls Close in on You Bankruptcy is Rough

People will do the best they can to stay financially stable. But unfortunately, there are times when their best is not good enough. Bad things can happen because of the layoff or unexpected debts. For example, credit cards get out of hand, and homeowners can no longer meet mortgage payments. As a result, a person’s finances are going underwater.

You can’t blame Christmas shopping for all of this. Indeed, many problems that lead to bankruptcy court result from years of poor financial decisions and bad spending habits. Anyone who is facing bankruptcy knows the stress and anxiety. It sometimes feels like the walls are closing in, and there is no way out.

Countrywide Pre-Paid Legal Services understands the personal tragedy. Financial wellness needs to be restored somehow, but bankruptcy may be the only alternative. We can help anyone weather the storm and fill all requirements established by the bankruptcy code. We have a benefit plan that provides needed assistance.

Exceptional Financial Wellness Counselors

Countrywide has a national network of certified counselors who help people with everyday money problems. They are familiar with bankruptcy and can advise a person on dealing with it. A person filing for bankruptcy must undergo credit counseling and education. Countrywide can provide a financial wellness plan member with an approved agency to issue the certificates that prove an individual has completed mandatory counseling. We also can provide financial education courses that meet the financial education requirement of the Bankruptcy Code. A person can file thanks to the help Countrywide gives. We go a step further.

A Countrywide counselor helps a person on the road to financial wellness recovery. There is a counselor located in every community of a Countrywide client, and our plan members are given priority attention. A counselor will do a budget analysis and assist a plan member in creating a workable budget. In addition, counselors will provide suggestions on avoiding severe consumer debt.

What is even more important is the empathy our counselors show. Bankruptcy is a traumatic experience, and the last thing a person needs is a stern lecture. Our counselors give financial wellness plan members advice and not sermons. As a result, every plan member feels confident when dealing with a Countrywide counselor because they know they will be treated respectfully and any problems are taken seriously.

Clients Are Always Involved

Employers who care about their employees consider financial wellness plans seriously. We have services that can help anyone with college loan debt problems or medical bills, along with other benefit options. We want to provide a comprehensive benefit that all employees will use. We ask our prospective clients management to help.

We discuss all of our benefit options with decision-makers. If they have questions, we answer them thoroughly. We ask that these executives decide what options will be part of their organization’s plan. Those choices are part of the final plan document. Countrywide will provide streamlined administration and superior member services. All of our efforts are intended to give the best assistance to an organization’s employees.

Bankruptcy is a personal tragedy that too many people must endure. We want to make the experience less painful and, at the same time, give a person the tools needed to get back on their feet. Countrywide’s benefits are meant to restore a plan member’s economic situation. Anyone who has worked with us knows that Countrywide will go the extra mile to help an individual in this kind of crisis. We are there for that person, and we will do our best to provide the very best service.

Are you interested in what we have to offer? If you are, and we hope that is the case, please feel free to contact us at your convenience. We will answer all of your questions and explain how we can offer excellent service to your hard-working employees.