What Is the Major Difference Between Pet Wellness Plans and Pet Insurance?

Health insurance is important to have, whether you buy it on your own or get it through your employer’s benefits package. As a pet owner, the care of your animal is your responsibility. There was no such thing as pet insurance in the past, and you were responsible for all of the costs associated with their care.

Recently, pet wellness plans and pet insurance have become more common, and many employers have started offering both to help their employees make it through difficult times. While you can buy each one separately, you can also buy them together to ensure that all of your bases are covered. Having both will ensure that any unexpected expenses won’t put your family in financial peril.

Pets Are Family, Not Property

If you own a pet, you know the routine. They become your kids. You care and nurture them just as you would any other family member. They love you unconditionally, and you return the favor in kind, sometimes to the depletion of your bank account. When they are sick, your first thought is to get them the care they need. Once you get the bill, you panic when you find out that their care is sometimes costlier than yours.

Pet Wellness vs. Pet Insurance

Pet wellness plans and pet insurance are valuable options, but they are very different. Pet wellness plans are the best way to keep your pet healthy. They pay for examinations, vaccinations, and other expenses involved with caring for a pet. On the other hand, pet insurance helps pay for illnesses, injuries, and other unexpected expenses. Whether you choose one or both types of coverage, you will have at least a small cushion to help with their care so that it doesn’t break your bank account.

Protection from Unexpected Events

While proactive care is an expected expense that you can count on if you plan on staying current with your pet’s annual examinations and vaccinations, illnesses and injuries are not. You can set aside money for their proactive care, but that money will quickly be used if your pet becomes ill or is involved in an accident. Pet wellness plans and pet insurance are two key elements that can help you care for your pet and, at the same time, give you the peace of mind you need when it comes to providing proper care.

Your pets are your family. They are there for you when you need them. They expect you to be there when they need you. If you want to learn more about pet insurance and pet wellness plans, contact us today. At Abbate Insurance, our agents are always available to help you make the best choices. Our years of experience and expertise can help you make the best decision possible for you and your pets. When it comes to your pets, you treat them as part of your family, and so do we!