Happy New Year’s Eve

Insurance is a contract between a person seeking insurance and an insurer. It is obtained

by making contact with the insurer as a prospective insured seeking insurance. The homeowners policy is a specialized policy of insurance that protects the homeowner from certain risks of loss to the real and personal property at the home, the exposure the insured faces for injury to a household employee, and the exposure the insured faces to liability for bodily injury or property damage caused to third parties. The book explains how to buy a homeowners policy and how to collect on any claim made to the homeowners insurer.

Available at http://zalma.com/blog/insurance-claims-library/ and Amazon.com.