Handling Claims Involving Uninsured, Under-Insured and Unknown Motorists – Live Webinar

Canadian Underwriter


by Risk Management Counsel of Canada (RMC)


May 05, 2022



Insurance claims involving uninsured motorists bring up numerous legal issues and claims management steps not found in other MVA claims. Whether it is an accident involving your own insured who is denied coverage or an accident involving another driver who doesn’t have insurance, it is important that the right steps be taken at the outset of the file.

In this YRMC webinar for new claims handlers and adjusters, lawyers from across Canada will provide insurers with examples of different scenarios involving uninsured, under-insured and unknown motorists and discuss how each claim should be handled. Specific topics covered will include:

How the Insurance Act defines and handles uninsured motorists

What to look for when a claim lands on your desk
The $200,000 exposure limit for insurers

Things to look out for and what to do when dealing with uninsured/unidentified motorists

When you can deny coverage to your insured and the steps to take
Your exposure when your uninsured motorist is found liable
When insurers need to be named a statutory third party
How the 1% rule on liability impacts claims
The insured’s obligation to make efforts to identify the other driver/owner of vehicle
Steps to take when your insured is named but the policy is not triggered

Understanding your exposure when your insured is involved in an accident with an uninsured motorist

When the SEF 44 endorsement is used
How claims progress through the motor vehicle accident fund

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The webinar will conclude with a review recent and influential case law examples that illustrate how the courts rule in difference uninsured motorist scenarios.

Panel

Joachim Chau
CBM Lawyers
Edmonton

Amy Stewart
Cox & Palmer
Moncton

Jennifer Therrien
Kelly Santini LLP
Ottawa

Visit event’s website

https://register.gotowebinar.com/register/2949746027774206475