Fiesta Auto Insurance Review
I started Insurance Blog by Chris™ because I have a passion for insurance. Here at the blog, our job is to educate and inform people about the best insurance for them.
Since then, we have grown into national brands with a large team of researchers helping people understand all forms of insurance.
Full Bio →
Written by
Chris Huntley
Founder of Huntley Wealth & Insurance Services
Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states.
After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insu…
Full Bio →
Reviewed by
Rachael Brennan
Licensed Insurance Agent
UPDATED: Apr 1, 2022
Advertiser Disclosure
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Here’s the Scoop
Fiesta Auto Insurance is an insurance agency that provides you with quotes from up to 40 of the top insurance carriers
If you qualify, this company can help you find affordable auto insurance coverage for as little as $1 per day
Fiesta insurance also offers income tax preparation services at all office locations
If you call a Fiesta Auto Insurance agent or fill out a small form on the company website, this insurance agency provides you with quotes to compare from up to 40 of the top insurance companies. Fiesta Auto Insurance may not underwrite its own policies, but it can help you secure coverage for as low as $360 annually if you qualify.
In this Fiesta Auto Insurance review, learn how to request quotes, compare average rates, and read about real customer experiences to help you determine if this agency can help you find cheap auto insurance.
What is Fiesta Auto Insurance?
Fiesta Auto Insurance is an agency and does not actually underwrite car insurance policies. Instead, it helps you quickly compare quotes from up to 40 of the top insurance companies it’s contracted with.
Fiesta Auto Insurance provides consumers with Spanish-speaking, licensed insurance agents across 27 states.
Currently, independently owned and operated physical Fiesta Auto Insurance offices are available in 12 states. The company also advertises franchising opportunities on a different website.
Because it’s a brokerage, Fiesta Auto Insurance customer service representatives help you compare quotes from other companies to secure your lowest-cost auto insurance policy. They can also answer any questions about coverage options, discounts, payment options, and more.
If you decide to finalize a purchase through Fiesta Auto Insurance, you may be subject to paying brokerage fees.
Fiesta Auto Insurance offers many different types of car insurance and helps you secure at least the minimum levels required in your state. While offerings vary by location, coverage includes liability insurance, uninsured or underinsured motorist protection, personal injury protection (PIP), and medical payments (MedPay) coverage.
Other optional policy add-ons may be available from the various companies contracted with this brokerage. So if interested, ask your agent about protections like roadside assistance services or rental car reimbursement coverage.
Besides auto insurance, Fiesta Auto Insurance also helps you compare homeowners and business insurance quotes.
Plus, all Fiesta insurance offices provide income tax preparation services with costs starting at $29.99. It offers both personal and business tax assistance. The information and initial consultation are free. The tax services are available year-round. You also get IRS and state correspondence assistance to help with all inquiries you may have about your tax return, letters, or audits.
Enter your ZIP code below to view companies that have cheap insurance rates.
Secured with SHA-256 Encryption
How do you request Fiesta Insurance quotes?
You can request Fiesta car insurance quotes from independent agents on the company website, over the phone, or by visiting a regional office.
Remember, even though a Fiesta Auto Insurance agent is assisting you, the quotes you receive are from the 40 or so other auto insurance companies on contract with this brokerage.
If you fill out the online form for a free quote, you must include your contact information and the best time of day for an agent to reach out to you. You’ll then receive a call from one of the Fiesta Auto Insurance Center agents or affiliates, but according to the website, you also agree to receive marketing via text or automatic telephone dialing systems, including pre-recorded and artificial messaging.
If you prefer, you can also call the sales department at 866-884-6015. Then ask to be connected with the local agent nearest you.
The Fiesta customer service phone number is a separate line and can be reached by dialing 800-304-1190.
Alternatively, you may walk into one of the available physical office locations for face-to-face support. Navigate to the ‘Locations’ tab on the company website to search for regional offices by ZIP code or street address.
What are the average Fiesta Auto Insurance rates?
The Fiesta Auto Insurance website does not provide details about how much the average driver saves by using its services. But it does advertise auto insurance rates starting at just $1 per day if you qualify.
However, the company does not provide any further details about what the qualification process may entail.
You can also compare the quotes you receive from a Fiesta agent to the average cost of auto insurance in the state where you live.
The table below shows the average annual car insurance expenditures in the states where Fiesta Auto Insurance operates, according to the Insurance Information Institute (III).
Average Annual Auto Insurance Expenditures by State
StateAverage Annual Auto Insurance expenditures
Alabama$932.14
Arizona$1,063.93
Arkansas$897.92
California$1,051.79
Colorado$1,174.87
Florida$1,414.17
Georgia$1,259.49
Illinois$939.64
Kansas$818.99
Kentucky$935.61
Louisiana$1,557.22
Massachusetts$1,182.69
Missouri$929.91
Nevada$1,292.52
New Jersey$1,395.53
New Mexico$932.67
New York$1,445.30
North Carolina$741.70
Ohio$802.72
Oklahoma$908.95
Pennsylvania$992.33
South Carolina$1,114.90
Tennessee$863.39
Texas$1,143.85
Virginia$861.18
Wisconsin$767.42
Wyoming$776.22
#blank#
Typically, your auto insurance rates are based on your driving record, age, ZIP code, coverage requirements, and the type of vehicle you drive. Plus, each company uses a different formula to calculate your rates. So expect your quotes to vary widely from each company contracted with Fiesta Auto Insurance.
Some real customers mention that Fiesta Auto Insurance agents helped them find affordable coverage despite having poor driving histories or citations on their records.
So, if you’ve struggled to get cheap car insurance from traditional companies, consider using a brokerage like Fiesta Auto Insurance.
How do you file Fiesta Insurance claims?
Since Fiesta Auto Insurance does not underwrite the actual car insurance policies, you may be wondering how you file a car insurance claim after purchasing a policy from a brokerage like this. Ultimately, how you file a claim depends on what company you choose for coverage.
Most car insurance companies allow drivers to submit claims over the phone, although some may have limited hours of operation.
Another common way to file car insurance claims is through mobile apps, websites, or online customer portals.
If you worked with a Fiesta Auto Insurance agent to secure your policy, you may also contact that person by phone to request additional assistance filing your claim. They will help you with the next steps and set you on the right track, so your claim is taken care of properly.
Enter your ZIP code below to view companies that have cheap insurance rates.
Secured with SHA-256 Encryption
Does Fiesta Auto Insurance offer any discounts?
According to the company’s website, if you compare quotes through Fiesta Auto Insurance, the agents can help you compare and secure various auto insurance discounts.
The rate reductions available to you will depend on what car insurance companies you compare.
Fiesta Auto Insurance works with more than 40 insurance companies but does not list company names.
Some common discounts to ask your agent about include safe driver, good student, multi-car, or pay-in-full discounts. You might also earn rate reductions based on anti-theft devices or other safety technology installed on your vehicle. Plus, military or group or membership deals may also be available.
What are the Fiesta Auto Insurance ratings and reviews?
To help you determine if this insurance agency is a good fit for you, let’s analyze some Fiesta Auto Insurance ratings and reviews.
Because Fiesta Auto Insurance is a brokerage and not an auto insurance company, it has not been evaluated by the leading credit rating agencies like A.M. Best. Similarly, it has not been rated by the Better Business Bureau (BBB), and the online reviews are for individual Fiesta Auto Insurance locations, not for the company at large.
Online reviews about Fiesta Auto Insurance from other sources are mixed.
Negative comments primarily mention rude or poor customer service interaction, hidden fees, and misunderstandings about car insurance policy details.
The positive reviews online, however, typically mention knowledgeable customer service representatives and reliable help secure coverage for high-risk drivers with bad driving records.
Overall, Fiesta Auto Insurance is a reliable and reputable brokerage that is safe to use. However, understand that you may pay brokerage fees or other costs if you buy a policy through Fiesta Auto Insurance. Fees like this are typical for the industry.
What is the history of Fiesta Auto Insurance?
Headquartered in Las Vegas, Nevada, Fiesta Auto Insurance started in 1999. Over time, it grew to connect customers from 27 states to various insurance products. In 2006, the brand franchised its concept and became one of the largest insurance broker groups in the nation.
Today, the company helps consumers compare auto, homeowners, and business insurance quotes from over 40 different insurance companies.
Fiesta Auto Insurance has a team of bilingual agents ready to assist Spanish-speaking communities. The company primarily focuses on serving Latino and Hispanic Americans.
There are Fiesta Auto Insurance offices located across 12 states. The company also provides personal tax services at all physical locations. The tax assistance is available year-round, and the initial consultation and information are always free.
Fiesta Auto Insurance also advertises franchising opportunities through the Fiesta Franchise Corporation website. The current chief executive officer (CEO) of Fiesta Auto Insurance is John Rost.
Enter your ZIP code below to view companies that have cheap insurance rates.
Secured with SHA-256 Encryption
Fiesta Auto Insurance: The Bottom Line
Fiesta Auto Insurance is an excellent option for drivers who want hands-on support shopping for a car insurance policy, especially those who prefer working with a bilingual insurance agent. People with citations on their record have also had luck securing affordable policies through Fiesta Auto Insurance.
Plus, the company offers tax services that some people may find beneficial.
However, the brokerage does not provide details about which insurance companies it is contracted with. Similarly, Fiesta Auto Insurance does not operate in all states.
Using Fiesta’s online quote form means you agree to receive marketing and promotional texts and automatic and artificial messaging. Some drivers may not enjoy receiving so many cold calls and marketing text messages.
This brokerage also charges some fees, which is typical, but customers may prefer using a free online quote tool or requesting quotes on their own time to avoid paying those additional costs.
