Eusoh Reviews – Legit Pet Health Insurance Alternative That Works? | HeraldNet.com – The Daily Herald
Eusoh is a company that offers reimbursement for many emergent and recurrent health needs of pets. It is not insurance, but it provides financial support for individuals who incur these expenses with a monthly subscription.
What is Eusoh?
Whenever a new pet comes into the family, one of the biggest priorities is to find them proper healthcare. In a perfect circumstances, there is never a need to visit a veterinarian beyond an annual checkup. Unfortunately, health issues can arise, inevitably leaving the pet owner with a massive bill. Pet insurance is still relatively new, covering very few issues for its owner. Though there are options like Care Credit and payment plans, far too many people go without the proper treatment for their pets when they are forced to be tight with their purse strings. Eusoh helps with this issue to alleviate some of the financial burdens.
Eusoh gives the user savings on major pet healthcare costs, but the company is explicitly clear that they are not health insurance for pets. Instead, they reimburse consumers for the cost of their pet’s health needs, covering treatments like:
This plan also helps users to cover prescription medication and alternative treatments for their pet’s ailments. However, charges for spaying/neutering, breeding, and pre-existing conditions are not covered. The program also doesn’t cover food or supplements, as these charges are not based on medical charges.
How Eusoh Works
The Eusoh whole process starts with signing up. New account creation is free to users, as is developing their profile. They add their pets’ information, and they can start engaging with the community right away. However, this platform is not made exclusively to share cute pet pictures. Instead, it functions as financial support during strenuous times for your pet’s health.
When an issue arises, the pet owner will go to the vet like they normally would. They even pay for services at the office. However, instead of the process ending there, they send in the invoice to be reviewed by Eusoh. Eusoh’s community just needs a receipt that shows the total cost, and they can reimburse it. The reimbursement is based on the average national pricing for the services, though they also add variance to compensate for the differences in cost.
Users receive a monthly statement that explains the cost of Eusoh for pet owners. This statement shows the care contributions and membership fee, and users see exactly how much they’ve used.
Pricing for Eusoh
To get access to pricing, users have to sign up for a new account with Eusoh. After entering their name and email address, the website asks how many cats (“meow”) or dogs (“woof”) they have. For just one cat, the price is $35, increasing to $35 with each cat that is added. Dogs start at $75 each.
Regardless of how many animals the user wants to cover with Eusoh, the total cost is provided as a monthly subscription. Every payment goes towards the account to cover healthcare expenses. If the user doesn’t need the reimbursement at all, the company gives all funds back to the user.
The whole process takes a few minutes to complete a profile on the pet. However, users must wait for 30 days before they can claim any of their veterinary charges for reimbursement.
Frequently Asked Questions About Eusoh
Q. How is Eusoh different from pet insurance?
While the services and funding that Eusoh offers may seem like insurance, they are much different. The subscription service only requires the user to pay at the time that service occurs, rather than covering a premium each month.
Q. Why is the brand called Eusoh?
A. The name comes from a word that describes the highest level of natural social organization – eusociality. A eusocial community cooperates to take care of each person, which is the idea behind Eusoh. The contributions of members are what handles the costs that they incur for health services.
Q. Where is Eusoh available?
A. Only pet owners in the United States are currently able to reap the benefits of Eusoh. However, the creators are working to expand their reimbursement options to other countries as well.
Q. What animals are covered by Eusoh?
A. Currently, dogs and cats are the only pets that users can use Eusoh to cover services for.
Q. Will users be subjected to a waiting period before they can get coverage?
A. Yes. Protection is not available for members until after the initial 30 days of their plan. The company uses this waiting period to protect itself against fraud. Some members have joined Eusoh to get help with their immediate expenses, leaving immediately after they receive the reimbursement. By committing to this plan long-term, consumers can continue to get coverage and the company reduces the risk of fraud.
Q. Are telehealth services covered for pets?
A. Yes. Users can take advantage of FirstVet, which is a Televet partner through Eusoh.
Q. How do members share work?
A. Member share is the amount of any expense that the user requests for reimbursement that they must cover themselves. Users are responsible for 20% of all charges that they submit.
Q. How does out-of-pocket work?
A. Out-of-pocket is similar to a deductible. Users must pay this amount before Eusoh allows any coverage. Though many insurance companies have a high amount that their insured members must cover first, the total out-of-pocket maximum for Eusoh members is $250. This annual amount is based on the date that the member joins, rather than a 12-month period.
Q. What is the maximum amount that members can be reimbursed for annually?
A. The most that Eusoh’s community will cover each year is $8,500.
For other questions or concerns, reach out to the customer service team by filling out the form at https://eusoh.com/Public/ContactUs or calling 424-389-0588.
Final Thoughts
Eusoh makes it possible for pet owners to be reimbursed for the majority of their health expenses incurred with a vet. The program covers many types of charges, though there is a limit to how big of a payout member get every year. Consumers can submit their receipts from the vet to get reimbursed, though some of their cost contributes to the charges other members incur as well.
Though there is a waiting period to reduce the risk of fraud, users can start getting reimbursed fairly quickly if they stick with the membership.
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Disclaimer:
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