Continuing education for life insurance: what agents & brokers need to know
State
CE requirements
Carry over of excess credits
Alabama
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Alaska
24 credit hours every 2 years, including 3 hours of ethics
Not more than 8 hours of management, marketing, sales, and training
Up to 8 hours per renewal period
Arizona
48 credit hours every 4 years, including 6 hours of ethics
Not allowed
Arkansas
24 credit hours every 2 years, including 3 hours of ethics
Allowed for the next renewal period
California
24 credit hours every 2 years, including 3 hours of ethics, which include 1 hour of anti-fraud training
Allowed, excluding ethics
Colorado
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period if earned within 120 days before expiration
Connecticut
24 credit hours every 2 years, including 3 hours of ethics, regulation, or law
Not allowed
Delaware
24 credit hours every 2 years, including 3 hours of ethics
Up to 5 hours per renewal period, excluding ethics
District of Columbia
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Florida
24 credit hours every 2 years, including 4 hours of law and ethics
Up to 24 hours
Georgia
15 credit hours every year, including 3 hours of ethics for resident agents with less than 20 years in the industry
10 credit hours every year, including 3 hours of ethics for resident agents with more than 20 years in the industry
Up to 12 hours for the next renewal period
Hawaii
20 credit hours every 2 years, including 3 hours of law
30 credit hours every 2 years for L&H and P&C agents, consisting of 12 hours of L&H, 18 hours of P&C, including 2 hours each of law
Not allowed
Idaho
24 credit hours every 2 years, including 3 hours of ethics or law
Not allowed
Illinois
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period, excluding ethics
Indiana
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period if earned within 120 days before expiration
Iowa
36 credit hours every 3 years, including 3 hours of ethics
Not allowed
Kansas
18 credit hours every 2 years, including 3 hours of ethics
Not allowed
Kentucky
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period, excluding ethics
Louisiana
24 credit hours every 2 years, including 3 hours of ethics
Up to 10 hours of life, health, and accident CE courses
Maine
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Maryland
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Massachusetts
45 credit hours every 3 years, including 3 hours of ethics
60 credit hours, including 3 hours of ethics for newly licensed agents on first renewal
Allowed for the next renewal period
Michigan
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period
Minnesota
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Mississippi
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Missouri
16 credit hours every 2 years, including 3 hours of ethics
Allowed for the next renewal period
Montana
24 credit hours every 2 years, including 3 hours of ethics and 1 hour of legislative changes
Not allowed
Nebraska
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Nevada
30 credit hours every 3 years
Not allowed
New Hampshire
24 credit hours every 2 years, including 3 to 10 hours of ethics
Not allowed
New Jersey
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
New Mexico
24 credit hours every 2 years, including 3 hours of ethics and 3 hours of classroom training
Not allowed
New York
15 credit hours every 2 years, including:
1 hour of law
1 hour of ethics
1 hour of diversity, inclusion, and elimination of bias
Not allowed
North Carolina
24 credit hours every 2 years, including 3 hours of ethics
Allowed for the next renewal period
North Dakota
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period
Ohio
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period
Oklahoma
24 credit hours every 2 years, including 3 hours of ethics and 2 hours of legislative updates
Up to 6 hours for the next renewal period
Oregon
24 credit hours every 2 years, including 3 hours of ethics and 3 hours of law
Not allowed
Pennsylvania
24 credit hours every 2 years
Up to 24 hours for the next renewal period
Rhode Island
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period
South Carolina
24 credit hours every 2 years, including 3 hours of ethics
Up to 18 hours for the next renewal period
South Dakota
10 credit hours every 2 years
20 credit hours every 2 years for L&H and P&C agents
Not allowed
Tennessee
24 credit hours every 2 years, including 3 hours of ethics
Up to 12 hours for the next renewal period
Texas
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Utah
24 credit hours every 2 years, including 3 hours of ethics and 12 hours of classroom training
Not allowed
Vermont
24 credit hours every 2 years, including 3 hours of ethics and not more than 6 hours of agency management
Not allowed
Virginia
16 credit hours every 2 years, including 2 hours of ethics and law
Allowed for the next renewal period only but must be reported within the current period
Washington
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
West Virginia
24 credit hours every 2 years, including 3 hours of ethics
Up to 6 hours for the next renewal period
Wisconsin
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
Wyoming
24 credit hours every 2 years, including 3 hours of ethics
Not allowed
