The three big home claims of autumn
We caught up with our claims partner, Trinity, for this season’s list of big claims. This autumn, as well as the top three seasonal perils, there’s also a bonus risk – read on to find out more.
1 – Boilers
Of course, whether you’re likely to claim on your boiler in the autumn will depend a little on the weather. One thing we do know for sure is that when you need your boiler and it doesn’t work, it’s a nightmare.
Lots of people don’t know that, as part of their home emergency cover, boilers aren’t covered if they haven’t been serviced in the last 15 months. Plus, a well-serviced boiler means a happy boiler that is more likely to work when it’s needed.
So our advice is to get your boiler serviced now, before you need it!
2 – Gutters
If autumn = leaves, then spare a thought for your gutters. Leaves and debris cause all sorts of trouble in drains and gutters. Luckily, if it’s safe and you’re able to do so, a quick clean-out will help you avoid claims down the line.
3 – High winds
High winds always lead to claims. Mainly, the two claims which follow are roof damage and fly-away furniture.
When it comes to roofs, a good way to avoid trouble is to check them properly while the weather is still good. Consider getting a professional roofer to come and check your roof’s integrity, fixing small problems before they become big.
Whether you believe it or not, high winds also lead to claims relating to fly-away trampolines and garden furniture.
With winds and storms becoming more common each year across Britain, avoid this one by either tying down furniture that stays out or, even better, popping it away once the weather begins to cool and you stop using it so much.
Bonus round – Fire!
Fire is typically more of a summer-time claim (think BBQs and fire-pits), but this year there’s been a spike in accidents involving candles.
We love a scented candle as much as the next person, but dealing with fire damage is never, ever worth it.
Make sure that you never leave candles unattended and avoid having any near plants or curtains. Finally, if there’s a chance you’ll fall asleep after you’ve lit a candle (or a fireplace or log-burner), make sure you properly put it out before you get too comfy.
